1086 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1086 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,963 sqft · built 2002
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2024)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`028821-0240`

Property Details

APN / Parcel Number

Primary APN	`028821-0240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,963 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	654 sqft
Patio Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1086 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 24 OR5893/537 & 6015/1602(L/E)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	24
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0240

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1086 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Jan 15, 2014 · Amount on Record
Deed Document Number	20247577
Deed Book / Page	5893 / 537
Last Transfer Date	Sep 05, 2024
Transfer Doc	0060151602
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2024
Property Address	1086 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Document Number	0058930537
Book / Page	5893 / 537
Map Reference	MB 41 PG 58-66
Instrument Date	Jan 24, 2024
Instrument	2024007577
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 897, BOSTWICK, FL 32007-0897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 ARDMORE ST, ST AUGUSTINE, FL 32092-3426

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,361 (+2.7%)	$326,980 (-3.63%) Land $70,000 Building $256,980
2025	$1,585.00 (-65.03%) Homeowner's exemption Disabled Person's exemption	$136,671 (-63.22%)	$339,303 (-8.69%) Land $70,000 Building $269,303
2024	$4,533.00 (+2.23%)
2023	$4,434.00 (+7.26%)	$371,596 (+6.25%)	$371,596 (+6.25%) Land $82,790 Building $288,806
2022	$4,134.00	$349,728	$349,728 Land $73,920 Building $275,808

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force 78 of 79 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.