1094 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1094 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 2001
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Trust Names on File
Last Sale	$169,000 (Aug 2009)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028821-0260`

Property Details

APN / Parcel Number

Primary APN	`028821-0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,674 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,635 sqft (1.92 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Finished/Open Porch
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1094 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 26 OR3229/992 & 4881/1143
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	26
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0260

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1094 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2009 · Amount on Record
Deed Sale	Aug 13, 2009 · Amount on Record
Prior Sale	Apr 28, 2009
Deed Document Number	200941357
Deed Book / Page	3229 / 992
Last Transfer Date	Feb 10, 2020
Transfer Doc	0048811143
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1094 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426

Mortgage

Document Number	0054120457
Date	Nov 04, 2021
Book Page	5412/457
Instrument	2021120179

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,651 (+2.7%)	$311,519 (-1.83%) Land $70,000 Building $241,519
2025	$1,393.00 (-7.07%) Homeowner's exemption Senior Citizen's exemption	$142,796 (+2.9%)	$317,335 (-3.54%) Land $70,000 Building $247,335
2024	$1,499.00 (+2.39%) Homeowner's exemption	$138,772 (+3%)	$328,971 (+2.59%) Land $80,000 Building $248,971
2023	$1,464.00 (+4.05%) Homeowner's exemption	$134,730 (+3%)	$320,676 (+7.97%) Land $82,790 Building $237,886
2022	$1,407.00 Homeowner's exemption	$130,806	$297,017 Land $73,920 Building $223,097

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force 78 of 79 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.