1074 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1074 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,851 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$176,000 (2014)
Tax Bill$2,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-0210

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,851 sqft Living Area
Gross Area2,440 sqft Gross Area
1st Floor1,851 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area429 sqft Garage
Patio Area417 sqft Patio
Porch Area185 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1074 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3426
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 21 OR3857/765
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT SAINT JOHNS PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number21
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-0210

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1074 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2014 · Amount on Record
Deed SaleMar 18, 2014 · Amount on Record
Prior SaleJun 26, 2013
Deed Doc Number201415205
Deed Book / Page3857 / 765
Prior Transfer DateOct 18, 2012
Prior Transfer Doc0036310350
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1074 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426

Mortgage

Document Number0053951790
DateOct 18, 2021
Book Page5395/1790
Instrument2021113104
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1074 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044151152
DateAug 03, 2017
Book Page4415/1152
Instrument2017053665
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term321 Months
DueMay 01, 2044

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1074 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045510319
DateMay 23, 2018
Book Page4551/0319
Instrument2018035497
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$194,064 (+2.7%)$307,992 (-1.41%) Land $70,000 Building $237,992
2025$2,357.00 (+14.36%) Homeowner's exemption$188,962 (+5.99%)$312,399 (-7.35%) Land $70,000 Building $242,399
2024$2,061.00 (+2.18%)
2023$2,017.00 (+3.54%) Homeowner's exemption$178,288 (+3%)$337,175 (+6.43%) Land $82,790 Building $254,385
2022$1,948.00 Homeowner's exemption$173,095$316,795 Land $73,920 Building $242,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ardmore St

Nearby Streets

Search Property Records by Address or Parcel Number