St. Johns County property record for 1070 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 2002 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,000 (Jun 2024) |
| Tax Bill | $4,022 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-0200 |
| Primary APN | 028821-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,850 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1070 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 20 OR5969/268 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT SAINT JOHNS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-0200
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1070 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COASTLINE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on Record |
| Deed Sale | Jun 17, 2024 · Amount on Record |
| Prior Sale | Jun 21, 2016 · Amount on Record |
| Deed Document Number | 202447265 |
| Deed Book / Page | 5969 / 268 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1070 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1070 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426 |
| Document Number | 0062750978 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 6275/978 |
| Instrument | 2025102460 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Oct 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1070 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049390200 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 4939/200 |
| Instrument | 2020035600 |
| Name | COASTLINE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,660 (-3.49%) Land $70,000 Building $231,660 | $301,660 (-3.49%) Land $70,000 Building $231,660 | |
| 2025 | $4,022.00 (+54.63%) Homeowner's exemption | $312,567 (+37.93%) | $312,567 (-3.36%) Land $70,000 Building $242,567 |
| 2024 | $2,601.00 (+2.12%) Homeowner's exemption | $226,619 (+3%) | $323,449 (-4.2%) Land $80,000 Building $243,449 |
| 2023 | $2,547.00 (+3.28%) Homeowner's exemption | $220,018 (+3%) | $337,640 (+6.24%) Land $82,790 Building $254,850 |
| 2022 | $2,466.00 Homeowner's exemption | $213,610 | $317,800 Land $73,920 Building $243,880 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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