1078 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1078 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,576 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Garage	Attached, 432 sqft
Last Sale	$188,000 (2016)
Tax Bill	$4,149.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,576 sqft Living Area
Gross Area	2,008 sqft Gross Area
1st Floor	1,576 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	432 sqft Garage
Patio Area	120 sqft Patio
Porch Area	29 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1078 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3426
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 22 OR4263/1664
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0220

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 GLEN LAUREL DR, SAINT JOHNS, FL 32259-3288
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2016 · Amount on Record
Deed Sale	Sep 29, 2016 · Amount on Record
Prior Sale	Jan 22, 2007 · Amount on Record
Deed Doc Number	201664062
Deed Book / Page	4263 / 1664
Prior Transfer Date	May 10, 2013
Prior Transfer Doc	0037300190
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1078 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050271557
Date	Aug 28, 2020
Book Page	5027/1557
Instrument	2020072585

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,221 (-2.26%) Land $70,000 Building $207,221	$277,221 (-2.26%) Land $70,000 Building $207,221
2025	$4,149.00 (+12.9%)	$283,630 (-7.6%)	$283,630 (-7.6%) Land $70,000 Building $213,630
2024	$3,675.00 (+1.58%)
2023	$3,618.00 (+7.39%)	$306,952 (+6.63%)	$306,952 (+6.63%) Land $82,790 Building $224,162
2022	$3,369.00	$287,877	$287,877 Land $73,920 Building $213,957

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.