DeSoto County property record for 1289 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1981 |
| Square Footage | 1,969 sqft Adjusted Area |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | 780 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $401.00 (2025) |
| Primary APN | 3-08-6-14-00-0-00011-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,969 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 780 sqft Garage |
| Street Address | 1289 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 14-3-8 PT SW/NE NW/SE NE/SW SW/NW |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Lot Number | 11 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-14-00-0-00011-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1289 W COMMERCE ST, HERNANDO, MS 38632-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0000849866 |
| Record Refreshed | Jun 08, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 (-17.49%) | $12,366 (-) Land $3,000 Building $9,366 | $123,655 (-) Land $30,000 Building $93,655 |
| 2023 | $486.00 | $12,366 | $123,655 Land $30,000 Building $93,655 |
1289 W Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 64th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 735 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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