Shiawassee County property record for 1085 S Balcom Rd, Ovid, MI 48866
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,630 sqft · built 1997 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,100 (May 2012) |
| Tax Bill | $3,397 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-28-100-004-02 |
| Primary APN | 005-28-100-004-02 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,630 sqft Heated Area |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 1,630 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 1,230 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1085 S BALCOM RD |
|---|---|
| City | OVID |
| State | MI |
| Zip | 48866-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | SEC 28 T7N R1E COM AT PT ON W LN OF SEC WHICH IS S 330 FT FROM NW COR OF SEC N8945'00!E 264 FT S 234 FT S8945'00!W 264 FT TO |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 28 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 30200 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1085 S BALCOM RD, OVID, MI 48866-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 25, 2020 | Deed of Trust, Mortgage UNION HM MTG CORP |
| May 2, 2019 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2012 · Amount on Record |
| Deed Sale | May 15, 2012 · Amount on Record |
| Prior Sale | Jan 27, 2011 · Amount on Record |
| Deed Book / Page | 1172 / 112 |
| Prior Transfer Date | Apr 29, 2011 |
| Prior Transfer Doc | 0011590432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 14, 2021 |
| Property Address | 1085 S BALCOM RD, OVID, MI 48866-9515 |
| Document Number | 0012870369 |
| Book / Page | 1287 / 369 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 3351180 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1085 S BALCOM RD, OVID, MI 48866-9515 |
| Document Number | 3351181 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 3351181 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1085 S BALCOM RD, OVID, MI 48866-9515 |
| Document Number | 0012670310 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1085 S BALCOM RD OVID MI 488669515, OVID, MI 48866-9515 |
| Document Number | 0012670310 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 001267/000310 |
| Instrument | 3330953 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 2, 2019 |
| Property Address | 1085 S BALCOM RD, OVID, MI 48866-9515 |
| Document Number | 0012560851 |
| Book / Page | 001256 / 000851 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 3320362 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6300 W MEAD RD ST JOHNS MI 488798549, ST JOHNS, MI 48879-8549 |
| Document Number | 12560852 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 001256/000852 |
| Instrument | 3320363 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Middlebury Township |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,500 (+3.1%) | $299,000 (+3.1%) | |
| 2025 | $3,397.00 (+2.97%) Homeowner's exemption | $145,000 (+21.64%) | $290,000 (+21.64%) |
| 2024 | $3,299.00 (-39.7%) | ||
| 2023 | $5,471.00 Homeowner's exemption | $119,200 | $238,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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