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1099 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1099 Alligator Dr, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,116 sqft · built 1964
Lot Size0.514 acres (22,390 sqft)
Owner2 Individual Names on Record
Last Sale$35,000 (Mar 1979)
Tax Bill$5,441 (2025)
Flood ZoneZone VE (high risk)
APN05-07S-01W-1032-0000-0070

Property Details

APN / Parcel Number

Primary APN05-07S-01W-1032-0000-0070

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,116 sqft Heated Area
Gross Area2,305 sqft
FlooringTile
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,390 sqft (0.514 acres)
Lot Dimensions280 ft deep x 80 ft wide
Garage TypeDetached
Garage Area400 sqft
PorchOpen Porch
Porch Area729 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1099 ALLIGATOR DR
CityPANACEA
StateFL
Zip32346-5107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 HOLIDAY BEACH LOT 7 OR 156/394 597/797
Legal Range01W
Legal Township07S
Legal Section05
Legal Lot Number7
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1112 VALLEY VIEW RD, MONTICELLO, FL 32344-7778
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1979 · Amount on Record
Deed SaleMar 1, 1979 · Amount on Record
Deed Document Number0000156394
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,441.00 (+19.01%)$585,017 (+40.03%) Land $537,600 Building $47,417$585,017 (+40.03%) Land $537,600 Building $47,417
2024$4,572.00 (-8.4%)$417,779 (-4.47%) Land $369,600 Building $48,179$417,779 (-4.47%) Land $369,600 Building $48,179
2023$4,991.00 (+5.07%)$437,341 (+6.32%) Land $338,240 Building $99,101$437,341 (+6.32%) Land $338,240 Building $99,101
2022$4,750.00$411,354 Land $338,240 Building $73,114$411,354 Land $338,240 Building $73,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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