Franklin County property record for 1111 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,740 sqft · built 1976 |
| Lot Size | 0.732 acres (31,886 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,645 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 05-07S-01W-1032-0000-0091 |
| Primary APN | 05-07S-01W-1032-0000-0091 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bungalow |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,886 sqft (0.732 acres) |
| Lot Dimensions | 270 ft deep x 40 ft wide |
| View / Lot | Gulf |
| Garage Area | 400 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 2,424 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|
| Street Address | 1111 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 WEST 1/2 OF LOT 9 AND ALL LOT 10 HOLIDAY BCH OR 140/623 OR/121/532 ORB 0119 PAGE 0425 744/456 1273/536 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Lot Number | 9,10 |
| Legal Unit | 2 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
Source: Franklin County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1111 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2020 |
| Transfer Doc | 0019003766 |
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,645.00 (-1.39%) Homeowner's exemption | $731,728 (+32.39%) | $994,645 (+50.01%) Land $766,080 Building $228,565 |
| 2023 | $6,739.00 (+14.94%) Homeowner's exemption | $552,693 | $663,057 Land $481,992 Building $181,065 |
| 2021 | $5,863.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
4G LTE only, no 5G reported
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