1080 Mitchell Ave, Clearwater, MN 55320 Property Records

Wright County property record for 1080 Mitchell Ave, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 2020
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Aug 2026)
Tax Bill	$3,532 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-038-006180`

Property Details

APN / Parcel Number

Primary APN	`104-038-006180`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,113 sqft (0.324 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1080 MITCHELL AVE
City	CLEARWATER
State	MN
Zip	55320-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 3RD ADDN LOT-018 BLOCK-006 -006
Legal Range	027
Legal Township	122
Legal Section	02
Legal Subdivision	CEDAR SOUTH 3RD ADDN
Legal Block	6
Legal Lot Number	18
Jurisdiction	WRIGHT MN
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1073
Census Tract	100300

Owner

1080 Mitchell Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Wright County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1080 MITCHELL AVE, CLEARWATER, MN 55320-4582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage SHERBURNE STATE BANK
Dec 11, 2020	Warranty Deed, Transfer PREFERRED TITLE
Dec 11, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST BANK ELK RIVER
Jan 18, 2019	Grant Deed, Transfer PREFERRED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	20261610489
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 21, 2026
Property Address	1080 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001610489
Instrument Date	Aug 19, 2026
Instrument	20261610489
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,621.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1080 MITCHELL AVE, CLEARWATER, MN 55320-4582

Mortgage

Document Number	0001610490,
Date	Aug 21, 2026
Instrument	20261610490

Lender

Name	SHERBURNE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 11, 2020
Property Address	1080 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001451452
Instrument Date	Dec 4, 2020
Instrument	1451452
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 11, 2020
Property Address	1080 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001451453
Instrument Date	Dec 4, 2020
Instrument	1451453
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 MITCHELL AVE, CLEARWATER, MN 55320-4582

Mortgage

Document Number	0001451454
Date	Dec 11, 2020
Instrument	1451454

Lender

Name	FIRST BANK ELK RIVER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 18, 2019
Property Address	1080 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001388345
Instrument Date	Jan 7, 2019
Instrument	1388345
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Tax	$684.59
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684

Tax Assessment & Valuation

The 2026 property tax bill for 1080 Mitchell Ave was $3,532.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,532.00	$312,800 (+2.09%) Land $61,000 Building $251,800	$312,800 (+2.09%) Land $61,000 Building $251,800
2025		$306,400 Land $61,000 Building $245,400	$306,400 Land $61,000 Building $245,400
2023	$3,262.00 (+2.9%)	$308,100 Land $66,000 Building $242,100	$308,100 Land $66,000 Building $242,100
2022	$3,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1080 Mitchell Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1080 Mitchell Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clearwater serves 2,129 people · EPA ID MN1860025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable	1,250 / 60
Starlink Satellite	280 / 30

May also be available: Verizon, Xtratyme Technologies.

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