1025 Mitchell Ave, Clearwater, MN 55320 Property Records

Wright County property record for 1025 Mitchell Ave, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,593 sqft · built 2018
Lot Size	0.36 acres (15,704 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (May 2024)
Tax Bill	$4,294 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-038-005030`

Property Details

APN / Parcel Number

Primary APN	`104-038-005030`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	642 sqft
Finished Basement	642 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,704 sqft (0.36 acres)
Garage Type	Attached
Garage Area	1,482 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1025 MITCHELL AVE
City	CLEARWATER
State	MN
Zip	55320-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 3RD ADDN LOT-003 BLOCK-005 -005
Legal Range	027
Legal Township	122
Legal Section	02
Legal Subdivision	CEDAR SOUTH 3RD ADDN
Legal Block	5
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1072
Census Tract	100300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1025 MITCHELL AVE, CLEARWATER, MN 55320-4582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 1, 2019	Warranty Deed, Transfer PREFERRED TITLE
Dec 22, 2017	Grant Deed, Transfer PREFERRED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Deed Document Number	20241653084
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1025 MITCHELL AVE, CLEARWATER, MN 55320-4582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001434624
Date	Jul 27, 2020
Instrument	1434624

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 1, 2019
Property Address	1025 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001394595
Instrument Date	Apr 25, 2019
Instrument	1394595
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2021
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$816.42
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 MITCHELL AVE, CLEARWATER, MN 55320-4582

Mortgage

Document Number	0001394596
Date	May 1, 2019
Instrument	1394596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 1, 2019
Property Address	1025 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001394594
Instrument Date	Apr 25, 2019
Instrument	1394594
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Tax	$82.17
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 22, 2017
Property Address	1025 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001360785
Instrument Date	Dec 14, 2017
Instrument	1360785
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Tax	$459.69
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,294.00 (+0.23%)	$361,100 (-0.71%) Land $61,000 Building $300,100	$361,100 (-0.71%) Land $61,000 Building $300,100
2025		$363,700 (-3.83%) Land $61,000 Building $302,700	$363,700 (-3.83%) Land $61,000 Building $302,700
2023	$4,284.00 (+17.76%)	$378,200 Land $66,000 Building $312,200	$378,200 Land $66,000 Building $312,200
2022	$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clearwater serves 2,129 people · EPA ID MN1860025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable · Fiber in parts of the area	1,250 / 60

May also be available: T-Mobile, Verizon.

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