1030 Mitchell Ave, Clearwater, MN 55320 Property Records

Wright County property record for 1030 Mitchell Ave, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 2015
Lot Size	0.304 acres (13,243 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,900 (May 2015)
Tax Bill	$3,306 (2026)
Deeds & Mortgages	May 2018 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-038-006320`

Property Details

APN / Parcel Number

Primary APN	`104-038-006320`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,243 sqft (0.304 acres)
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1030 MITCHELL AVE
City	CLEARWATER
State	MN
Zip	55320-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 3RD ADDN LOT-032 BLOCK-006 -006
Legal Range	027
Legal Township	122
Legal Section	02
Legal Subdivision	CEDAR SOUTH 3RD ADDN
Legal Block	6
Legal Lot Number	32
Jurisdiction	WRIGHT MN
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1073
Census Tract	100300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1030 MITCHELL AVE, CLEARWATER, MN 55320-4582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Deed of Trust, Mortgage · Line of Credit KLEINBANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2015 · Amount on Record
Deed Sale	May 22, 2015 · Amount on Record
Deed Document Number	2015350614
Last Transfer Date	May 2, 2016
Transfer Doc	0001314087
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1030 MITCHELL AVE, CLEARWATER, MN 55320-4582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001370411
Date	May 18, 2018
Instrument	1370411

Lender

Name	KLEINBANK
Type	Bank
Address	BIG LAKE, MN 55309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1030 MITCHELL AVE, CLEARWATER, MN 55320-4582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEARNS CNTY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442139
Date	Sep 29, 2020
Instrument	1442139

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,306.00 (+6.99%)	$298,200 (+3.08%) Land $61,000 Building $237,200	$298,200 (+3.08%) Land $61,000 Building $237,200
2025		$289,300 (-0.34%) Land $61,000 Building $228,300	$289,300 (-0.34%) Land $61,000 Building $228,300
2023	$3,090.00 (-2.95%)	$290,300 Land $66,000 Building $224,300	$290,300 Land $66,000 Building $224,300
2022	$3,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clearwater serves 2,129 people · EPA ID MN1860025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable · Fiber in parts of the area	1,250 / 60

May also be available: T-Mobile, Verizon.

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