1033 Mitchell Ave, Clearwater, MN 55320 Property Records

Wright County property record for 1033 Mitchell Ave, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 2006
Lot Size	0.308 acres (13,441 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2022)
Tax Bill	$3,384 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-038-005040`

Property Details

APN / Parcel Number

Primary APN	`104-038-005040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,441 sqft (0.308 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1033 MITCHELL AVE
City	CLEARWATER
State	MN
Zip	55320-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 3RD ADDN LOT-004 BLOCK-005 -005
Legal Range	027
Legal Township	122
Legal Section	02
Legal Subdivision	CEDAR SOUTH 3RD ADDN
Legal Block	5
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1072
Census Tract	100300

Owner

1033 Mitchell Ave is owned and occupied by an individual who bought it in June 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1033 MITCHELL AVE, CLEARWATER, MN 55320-4582
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 27, 2018	Warranty Deed, Transfer CUSTOM TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	20221425312
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 14, 2022
Property Address	1033 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	00A1509663
Instrument Date	Jun 10, 2022
Instrument	A1509663
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 MITCHELL AVE, CLEARWATER, MN 55320-4582

Mortgage

Document Number	00A1509664
Date	Jun 14, 2022
Instrument	A1509664

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1033 MITCHELL AVE, CLEARWATER, MN 55320-4582
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001484262
Date	Sep 20, 2021
Instrument	1484262

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 27, 2018
Property Address	1033 MITCHELL AVE, CLEARWATER, MN 55320-4582
Document Number	0001373483
Instrument Date	May 30, 2018
Instrument	1373483
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CUSTOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$561.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 MITCHELL AVE, CLEARWATER, MN 55320-4582

Tax Assessment & Valuation

The 2026 property tax bill for 1033 Mitchell Ave was $3,384.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,384.00	$300,200 (+1.73%) Land $61,000 Building $239,200	$300,200 (+1.73%) Land $61,000 Building $239,200
2025		$295,100 Land $61,000 Building $234,100	$295,100 Land $61,000 Building $234,100
2023	$2,890.00 (-1.03%)	$295,000 Land $66,000 Building $229,000	$295,000 Land $66,000 Building $229,000
2022	$2,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Mitchell Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Mitchell Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clearwater serves 2,129 people · EPA ID MN1860025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable · Fiber in parts of the area	1,250 / 60

May also be available: T-Mobile, Verizon.

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