Wright County property record for 1075 Mitchell Ave, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 2019 |
| Lot Size | 0.462 acres (20,152 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Jul 2020) |
| Tax Bill | $3,650 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-038-004030 |
| Primary APN | 104-038-004030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 4 Stories |
| Building Area | 1,332 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 20,152 sqft (0.462 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1075 MITCHELL AVE |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-4582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 3RD ADDN LOT-003 BLOCK-004 -004 |
| Legal Range | 027 |
| Legal Township | 122 |
| Legal Section | 02 |
| Legal Subdivision | CEDAR SOUTH 3RD ADDN |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 100300 |
Source: Wright County records · APN 104-038-004030
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1075 MITCHELL AVE, CLEARWATER, MN 55320-4582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Dec 20, 2019 | Warranty Deed, Subdivision Related Transfer · USDA Mortgage USDA |
| Dec 20, 2019 | Warranty Deed, Transfer PREFERRED TITLE |
| Aug 08, 2019 | Grant Deed, Transfer PREFERRED TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Prior Sale | Dec 20, 2019 · Amount on Record |
| Deed Document Number | 20201434935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 1075 MITCHELL AVE, CLEARWATER, MN 55320-4582 |
| Document Number | 0001435833 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | PREFERRED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1075 MITCHELL AVE SW COKATO MN 553213203, COKATO, MN 55321-3203 |
| Document Number | 0001435833 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 1435833 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 04, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 20, 2019 |
| Property Address | 1075 MITCHELL AVE, CLEARWATER, MN 55320-4582 |
| Document Number | 0001414190 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 1414190 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | PREFERRED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $778.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1075 MITCHELL AVE, CLEARWATER, MN 55320-4582 |
| Document Number | 0001414191 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 1414191 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Dec 17, 2057 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 20, 2019 |
| Property Address | 1075 MITCHELL AVE, CLEARWATER, MN 55320-4582 |
| Document Number | 0001414189 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 1414189 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | PREFERRED TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $99.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 08, 2019 |
| Property Address | 1075 MITCHELL AVE, CLEARWATER, MN 55320-4582 |
| Document Number | 0001402341 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 1402341 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2019 |
| Title Company | PREFERRED TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $876.15 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684 |
| Investor | Possibly a Property Investor |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,650.00 (+7.29%) | $317,900 (+0.86%) Land $61,000 Building $256,900 | $317,900 (+0.86%) Land $61,000 Building $256,900 |
| 2025 | $315,200 (+1.09%) Land $61,000 Building $254,200 | $315,200 (+1.09%) Land $61,000 Building $254,200 | |
| 2023 | $3,402.00 (+5%) | $311,800 Land $66,000 Building $245,800 | $311,800 Land $66,000 Building $245,800 |
| 2022 | $3,240.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midcontinent Communications Cable | 1,250 / 60 |
May also be available: Verizon.
Based on FCC filings for 108 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Clearwater serves 2,129 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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