108 Spring Church Rd, Troy, MO 63379 Property Records

Lincoln County property record for 108 Spring Church Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,696 sqft · built 1983
Lot Size	12.5 acres (548,420 sqft)
Owner	2 Individual Names on File
Last Sale	$298,600 (Feb 2020)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-044.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	548,420 sqft (12.5 acres)
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	108 SPRING CHURCH RD
City	TROY
State	MO
Zip	63379-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED LOT 14A SPRING BRANCH FARMS & LOTS 17-18 SPRING BRANCH FARMS PLAT A
Legal Range	01E
Legal Township	49N
Legal Section	22
Legal Subdivision	SPRING BRANCH FARMS
Legal Lot Number	14A-18
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3016
Census Tract	810309

Owner

108 Spring Church Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 SPRING CHURCH RD, TROY, MO 63379-5421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · VA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Feb 14, 2020	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Mar 2, 2017	Warranty Deed, Transfer · Conventional Mortgage GOLDEN OAK LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Mar 2, 2017 · Amount on File
Deed Document Number	20201471
Deed Book / Page	2443 / 473
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	108 SPRING CHURCH RD, TROY, MO 63379-5421
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPRING CHURCH RD, TROY, MO 63379-5421

Mortgage

Document Number	0002483/37
Date	Aug 25, 2022
Book Page	2483/37
Instrument	2022008800

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 14, 2020
Property Address	108 SPRING CHURCH RD, TROY, MO 63379-5421
Document Number	2443/473
Book / Page	2443 / 473
Map Reference	MB 10 PG 12
Instrument Date	Feb 10, 2020
Instrument	2020001471
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5732 GUTERMUTH RD, 5732, SAINT CHARLES, MO 63304-2446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPRING CHURCH RD, TROY, MO 63379-5421

Mortgage

Document Number	2020001472
Date	Feb 14, 2020
Instrument	2020001472

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 2, 2017
Property Address	108 SPRING CHURCH RD, TROY, MO 63379-5421
Document Number	2408/0346
Book / Page	2408 / 0346
Map Reference	MB10 PG12
Instrument Date	Feb 24, 2017
Instrument	2017001767
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SRINGS CHURCH RD, 108, TROY, MO 63379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPRING CHURCH RD, TROY, MO 63379-5421

Mortgage

Document Number	2017001768
Date	Mar 2, 2017
Instrument	2017001768

Lender

Name	GOLDEN OAK LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 108 Spring Church Rd was $2,518.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,274 (-) Land $3,382 Building $37,892
2025	$2,518.00	$41,274 Land $3,382 Building $37,892	$217,230 Land $17,800 Building $199,430
2023	$2,389.00 (+4.87%)	$38,635 Land $3,154 Building $35,481	$203,340 Land $16,600 Building $186,740
2022	$2,278.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Spring Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Spring Church Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Spring Church Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures