101 Spring Church Rd, Troy, MO 63379 Property Records

Lincoln County property record for 101 Spring Church Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,020 sqft · built 1986
Lot Size	4.83 acres (210,395 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (May 2019)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	May 2019 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-023.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-023.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,020 sqft Living Area
Basement Area	510 sqft
Unfinished Basement	510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	210,395 sqft (4.83 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	101 SPRING CHURCH RD
City	TROY
State	MO
Zip	63379-5423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED LOT 8 SPRING BRANCH FARM
Legal Range	01E
Legal Township	49N
Legal Section	22
Legal Subdivision	SPRING BRANCH FARM
Legal Lot Number	8
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	810309

Owner

101 Spring Church Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 SPRING CHURCH RD, TROY, MO 63379-5423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Feb 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE MERCANTILE BANK OF LOUISIANA
May 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Feb 26, 2018 · Amount on File
Deed Document Number	20194046
Deed Book / Page	2434 / 194
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 23, 2019
Property Address	101 SPRING CHURCH RD, TROY, MO 63379-5423
Document Number	2434/0194
Book / Page	2434 / 0194
Instrument Date	May 20, 2019
Instrument	2019004046
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1137 HARBOR GROVE DRIVE, 1137, TROY, MO 63379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SPRING CHURCH RD, TROY, MO 63379-5423

Mortgage

Document Number	2019004047
Date	May 23, 2019
Instrument	2019004047

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	101 SPRING CHURCH RD, TROY, MO 63379-5423
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2420/0224
Date	Feb 26, 2018
Book Page	2420/0224
Instrument	2018001580

Lender

Name	THE MERCANTILE BANK OF LOUISIANA
Type	Bank
Address	LOUISIANA, MO 63353

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	101 SPRING CHURCH RD, TROY, MO 63379-5423
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2423/0102
Date	May 25, 2018
Book Page	2423/0102
Instrument	2018004469

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 101 Spring Church Rd was $2,331.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,936 (-) Land $3,281 Building $23,655
2025	$2,331.00	$26,936 Land $3,281 Building $23,655	$141,770 Land $17,270 Building $124,500
2023	$2,272.00 (+3.09%)	$25,623 Land $3,053 Building $22,570	$134,860 Land $16,070 Building $118,790
2022	$2,204.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 101 Spring Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Spring Church Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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