166 Spring Church Rd, Troy, MO 63379 Property Records

Lincoln County property record for 166 Spring Church Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,274 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-039.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-039.000`

Interior

Full Baths	2 Baths
Building Area	1,274 sqft Living Area
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	166 SPRING CHURCH RD
City	TROY
State	MO
Zip	63379-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED LOT 16 SPRING BRANCH FARM
Legal Range	01E
Legal Township	49N
Legal Section	22
Legal Lot Number	16
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3016
Census Tract	810309

Owner

166 Spring Church Rd is owned and occupied by two individuals.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 SPRING CHURCH RD, TROY, MO 63379-5421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 26, 2017	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	166 SPRING CHURCH RD, TROY, MO 63379-5421
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	OLD REPUBLIC TITLE RESID'L INF, OLD REPUBLIC TTL RES INFORMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 SPRING CHURCH RD, TROY, MO 63379-5421
Investor	Possibly a Property Investor

Mortgage

Document Number	002516/313
Date	Dec 3, 2025
Book Page	2516/313
Instrument	2025009880

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	166 SPRING CHURCH RD, TROY, MO 63379-5421
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2464/720
Date	May 26, 2021
Book Page	2464/720
Instrument	2021007257

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	166 SPRING CHURCH RD, TROY, MO 63379-5421
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017003652
Date	Apr 26, 2017
Book Page	2410/0220
Instrument	2017003652

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 166 Spring Church Rd was $2,733.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,383 (-) Land $5,263 Building $28,120
2025	$2,733.00	$33,383 Land $5,263 Building $28,120	$175,700 Land $27,700 Building $148,000
2023	$2,628.00 (+3.18%)	$31,227 Land $4,845 Building $26,382	$164,350 Land $25,500 Building $138,850
2022	$2,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Spring Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Spring Church Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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