103 Pepper Pl, Charlottesville, VA 22902 Property Records

Albemarle County property record for 103 Pepper Pl, Charlottesville, VA 22902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1980
Lot Size	0.089 acres (3,877 sqft)
Owner	Company Name on File
Last Sale	$160,562 (Feb 2020)
Tax Bill	$2,213 (2026)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`076M2-00-00-03900`

Property Details

APN / Parcel Number

Primary APN	`076M2-00-00-03900`
Alternative APN	`31439`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,877 sqft (0.089 acres)
View / Lot	Proximity to Airport
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	103 PEPPER PL
City	CHARLOTTESVILLE
State	VA
Zip	22902-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY SEC 3 LOT 39
Legal Subdivision	WILLOUGHBY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	11303

Owner

Source: Albemarle County records · APN 076M2-00-00-03900

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5750 BOU AVE, 1206, ROCKVILLE, MD 20852-5631
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	20201940
Deed Book / Page	5279 / 65
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 20, 2020
Property Address	103 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number	0000001940
Book / Page	005279 / 000065
Instrument Date	Jan 29, 2020
Instrument	1940
Transaction Type	Transfer
Record Updated	Mar 04, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9902 GABLE RIDGE TER ROCKVILLE MD 208504659, ROCKVILLE, MD 20850-4659

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,213.00 (-4.24%)	$247,500 (+3.13%) Land $94,000 Building $153,500	$247,500 (+3.13%) Land $94,000 Building $153,500
2025	$2,311.00 (+41.61%)	$240,000 (+25.59%) Land $90,000 Building $150,000	$240,000 (+25.59%) Land $90,000 Building $150,000
2023	$1,632.00	$191,100 Land $83,000 Building $108,100	$191,100 Land $83,000 Building $108,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030113032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.