108 E Elizabeth St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 108 E Elizabeth St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,333 sqft · built 1930
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Feb 2024)
Tax Bill$2,643 (2026)
Deeds & MortgagesFeb 2024 Sale
APN453801 10-1-66

Property Details

APN / Parcel Number

Primary APN453801 10-1-66
Alternative APN
  • 380101000000010660000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,333 sqft Living Area
1st Floor Area857 sqft
2nd Floor Area476 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions175 ft deep x 56 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address108 E ELIZABETH ST
CityWATERLOO
StateNY
Zip13165-1439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number66.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2003
Census Tract950500

Owner

108 E Elizabeth St is owned and occupied by two individuals who bought it in February 2024.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address108 E ELIZABETH ST, WATERLOO, NY 13165-1439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2024 · Amount on File
Deed SaleFeb 15, 2024 · Amount on File
Prior SaleMar 10, 1995 · Amount on File
Deed Document Number202465652
Deed Book / Page1093 / 182
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateFeb 15, 2024
Property Address108 E ELIZABETH ST, WATERLOO, NY 13165-1439
Document Number001093/182
Book / Page1093 / 182
Instrument DateFeb 13, 2024
Instrument65652
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E ELIZABETH ST, WATERLOO, NY 13165-1439

Tax Assessment & Valuation

The 2026 property tax bill for 108 E Elizabeth St was $2,643, up 4.2% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,643.00 (+4.22%)
2025$2,536.00$52,400 Land $13,000 Building $39,400$85,900 Land $21,311 Building $64,589
2023$52,400 Land $13,000 Building $39,400$73,803 Land $18,310 Building $55,493
2019$1,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 108 E Elizabeth St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Elizabeth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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