111 E Elizabeth St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 111 E Elizabeth St, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,672 sqft · built 1840
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Sep 2026)
Tax Bill	$2,783 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
APN	`453801 06-2-76`

Property Details

APN / Parcel Number

Primary APN	`453801 06-2-76`
Alternative APN	`380100600000020760000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	640 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	204 ft deep x 50 ft wide
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	111 E ELIZABETH ST
City	WATERLOO
State	NY
Zip	13165-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB98-285
Legal Block	2
Legal Lot Number	76.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2001
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1289 HECKER RD, WATERLOO, NY 13165-8795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Oct 13, 1998 · Amount on Record
Deed Document Number	202675999
Deed Book / Page	1150 / 271
Record Updated	Oct 29, 2026

September 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SENECA NY
Recording Date	Sep 23, 2026
Property Address	111 E ELIZABETH ST, WATERLOO, NY 13165-1438
Document Number	0000075999
Book / Page	1150 / 271
Instrument Date	Sep 10, 2026
Instrument	202675999
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 HECKER RD, WATERLOO, NY 13165-8795

Mortgage

Date	Sep 23, 2026

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,783.00 (+4.27%) Homeowner's exemption Senior Citizen's exemption
2025	$2,669.00 (+91.19%)	$55,200 (-) Land $13,700 Building $41,500	$90,500 (+16.4%) Land $22,461 Building $68,039
2023		$55,200 Land $13,700 Building $41,500	$77,746 Land $19,296 Building $58,450
2019	$1,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20