103 E Elizabeth St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 103 E Elizabeth St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,775 sqft · built 1936
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Nov 2024)
Tax Bill$3,428 (2025)
Deeds & MortgagesMay 2023 Sale
Mar 2018 Sale
APN453801 06-2-80.3

Property Details

APN / Parcel Number

Primary APN453801 06-2-80.3
Alternative APN
  • 380100600000020800030000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,775 sqft Living Area
1st Floor Area959 sqft
2nd Floor Area816 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions80 ft deep x 50 ft wide
PorchPorch
Porch Area30 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address103 E ELIZABETH ST
CityWATERLOO
StateNY
Zip13165-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionMB97-58
Legal Block2
Legal Lot Number80.003
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2001
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 06-2-80.3

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 E ELIZABETH ST, WATERLOO, NY 13165-1438
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed, Transfer
Mar 01, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Prior SaleMar 01, 2018 · Amount on Record
Deed Document Number202468506
Deed Book / Page1110 / 263
Record UpdatedJun 08, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateMay 23, 2023
Property Address103 E ELIZABETH ST, WATERLOO, NY 13165-1438
Document Number001078/125
Book / Page1078 / 125
Instrument DateMay 11, 2023
Instrument62821
Transaction TypeTransfer
Record UpdatedJul 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 E ELIZABETH ST, WATERLOO, NY 13165-1438

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateMar 01, 2018
Property Address103 E ELIZABETH ST, WATERLOO, NY 13165-1438
Document Number000965/202
Book / Page965 / 202
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 MILL ST, WATERLOO, NY 13165-1640
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,428.00 (-27.77%)$71,100 (-) Land $8,600 Building $62,500$116,600 (+16.44%) Land $14,104 Building $102,496
2023$71,100 (-) Land $8,600 Building $62,500$100,141 (+11.27%) Land $12,113 Building $88,028
2022$71,100 Land $8,600 Building $62,500$90,000 Land $10,886 Building $79,114
2019$4,746.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Compass Broadband Network
Fixed Wireless · not low latency
100 / 100
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 351 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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