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105 E Elizabeth St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 105 E Elizabeth St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 972 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$780,000 (Nov 2023)
Tax Bill$2,993 (2026)
Deeds & MortgagesMar 2025 Transfer
Nov 2023 Sale & Refinance
+ 1 more
APN453801 06-2-79

Property Details

APN / Parcel Number

Primary APN453801 06-2-79
Alternative APN
  • 380100600000020790000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area648 sqft
Upper Floors Area324 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions139 ft deep x 50 ft wide
Garage TypeAttached
Garage Area345 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area163 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address105 E ELIZABETH ST
CityWATERLOO
StateNY
Zip13165-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number79.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2001
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 E ELIZABETH ST, WATERLOO, NY 13165-1438
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2025Quit Claim Deed, Transfer
Quitclaim
Nov 3, 2023Warranty Deed, Transfer · Stand-Alone Refinance
COMMUNITY BANK NA
Nov 9, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2023 · Amount on Record
Deed SaleNov 3, 2023 · Amount on Record
Prior SaleNov 9, 2018 · Amount on Record
Deed Book / Page1087 / 259
Last Transfer DateMar 6, 2025
Transfer Doc0001117/55
Record UpdatedOct 29, 2026

March 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSENECA NY
Recording DateMar 18, 2025
Property Address105 E ELIZABETH ST, WATERLOO, NY 13165-1438
Document Number0001117/55
Book / Page1117 / 55
Instrument DateMar 6, 2025
Instrument69682
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E ELIZABETH ST, WATERLOO, NY 13165-1438

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateNov 3, 2023
Property Address105 E ELIZABETH ST, WATERLOO, NY 13165-1438
Document Number001087/259
Book / Page1087 / 259
Instrument DateNov 1, 2023
Instrument64575
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 W GENESEE ST # A, A, CLYDE, NY 14433-1125

Mortgage

Document Number0000190770
DateNov 3, 2023
Instrument1907/70
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueDec 1, 2054

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateNov 9, 2018
Property Address105 E ELIZABETH ST, WATERLOO, NY 13165-1438
Document Number000981/257
Book / Page981 / 257
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E ELIZABETH ST, WATERLOO, NY 13165-1438
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,993.00 (+4.29%)
2025$2,870.00 (+3.2%)$59,800 (-) Land $10,800 Building $49,000$98,000 (+11.49%) Land $17,699 Building $80,301
2024$2,781.00 (+86.52%)$59,800 (-) Land $10,800 Building $49,000$87,900 (+4.36%) Land $15,875 Building $72,025
2023$59,800 Land $10,800 Building $49,000$84,225 Land $15,211 Building $69,014
2019$1,491.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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