Seneca County and Waterloo Town property record for 112 E Elizabeth St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,282 sqft · built 1940 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $42,000 (Dec 2013) |
| Tax Bill | $2,325 (2026) |
| Deeds & Mortgages | May 2021 Refinance Mar 2019 Refinance |
| APN | 453801 10-1-70 |
| Primary APN | 453801 10-1-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 908 sqft |
| 2nd Floor Area | 374 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 175 ft deep x 35 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 112 E ELIZABETH ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB65-88 |
| Legal Block | 1 |
| Legal Lot Number | 70.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 E ELIZABETH ST, WATERLOO, NY 13165-1439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Mar 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERLOO VILLAGE OF |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2013 · Amount on Record |
| Deed Sale | Dec 13, 2013 · Amount on Record |
| Prior Sale | Dec 12, 2006 · Amount on Record |
| Deed Book / Page | 882 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 112 E ELIZABETH ST, WATERLOO, NY 13165-1439 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001806/59 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 1806/59 |
| Instrument | 53666 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jun 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 112 E ELIZABETH ST, WATERLOO, NY 13165-1439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1698/165 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 1698/165 |
| Instrument | 43829 |
| Name | WATERLOO VILLAGE OF |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,325.00 (+4.21%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,231.00 (+90.68%) | $46,000 (-) Land $10,800 Building $35,200 | $75,400 (+16.38%) Land $17,703 Building $57,697 |
| 2023 | $46,000 Land $10,800 Building $35,200 | $64,789 Land $15,211 Building $49,578 | |
| 2019 | $1,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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