108 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 108 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,066 sqft · built 1857
Lot Size	0.223 acres (9,720 sqft)
Owner	2 Company Names on Record
Last Sale	$767,000 (Dec 2012)
Tax Bill	$11,888 (2026)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-063034`

Property Details

APN / Parcel Number

Primary APN	`02-063034`
Alternative APNs	`2063034` `063034`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,066 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,720 sqft (0.223 acres)
Lot Dimensions	120 ft deep x 81 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	448 sqft
Porch	Slab
Porch Area	202 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	063034
Street Address	108 E CHESTNUT ST
City	SAINT MICHAELS
State	MD
Zip	21663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 81.50X120 S/S CHESTNUT ST ST MICHAELS
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2021
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1086, SAINT MICHAELS, MD 21663-1086
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2026	Correction Deed NONE LISTED ON DOCUMENT
Apr 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Nov 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2012 · Amount on Record
Deed Sale	Dec 14, 2012 · Amount on Record
Prior Sale	Aug 30, 2007 · Amount on Record
Deed Book / Page	2044 / 266
Last Transfer Date	Nov 20, 2018
Transfer Doc	0025780127
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Oct 13, 2026
Property Address	108 E CHESTNUT ST, SAINT MICHAELS, MD 21663
Document Number	3303000117
Book / Page	3303 / 117
Instrument Date	Sep 29, 2026
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

October 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	TALBOT MD
Recording Date	Oct 2, 2026
Property Address	108 E CHESTNUT ST, SAINT MICHAELS, MD 21663
Document Number	3301000407
Book / Page	3301 / 407
Instrument Date	Sep 29, 2026
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	108 E CHESTNUT ST, ST MICHAELS, MD 21663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026040400
Date	Apr 5, 2019
Book Page	2604/400

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 27, 2018
Property Address	108 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0025780127
Book / Page	002578 / 000127
Instrument Date	Nov 20, 2018
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 E CHESTNUT ST ST MICHAELS MD 21663, ST MICHAELS, MD 21663

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,888.00 (+13.82%)	$933,700 (+11.45%)	$1,125,500 (+34.34%) Land $514,300 Building $611,200
2025	$10,445.00 (+9.15%)	$837,800 (+4.93%) Land $393,300 Building $444,500	$837,800 (-) Land $393,300 Building $444,500
2023	$9,569.00	$798,467	$837,800 Land $393,300 Building $444,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured incl. 8 condo units
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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