104 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 104 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,460 sqft · built 1880
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Tax Bill$3,289 (2025)
Flood ZoneZone X (minimal risk)
APN02-060981

Property Details

APN / Parcel Number

Primary APN02-060981
Alternative APNs
  • 2060981
  • 060981

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,460 sqft Total Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
PorchSlab
Porch Area414 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number060981
Street Address104 E CHESTNUT ST
CitySAINT MICHAELS
StateMD
Zip21663-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 60X120 S/S CHESTNUT ST ST MICHAELS
JurisdictionTALBOT MD
Township / Civil Division2, ST. MICHAELS
Census Block Group2
Census Block2021
Census Tract960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Michaels Historic District
listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address104 E CHESTNUT ST, SAINT MICHAELS, MD 21663-2506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2009
Deed SaleSep 18, 2009
Prior SaleDec 21, 1999
Deed Document Number2009815
Deed Book / Page1734 / 337
Prior Transfer DateSep 15, 2009
Prior Transfer Doc0017340337
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalitySt. Michaels Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$583,500 (+10.34%)$692,900 (+31.03%) Land $489,300 Building $203,600
2025$3,289.00 (+4.35%) Homeowner's exemption$528,800 (+3.88%) Land $374,100 Building $154,700$528,800 (-) Land $374,100 Building $154,700
2023$3,152.00 Homeowner's exemption$509,067$528,800 Land $374,100 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies140 units insured
incl. 8 condo units
Nearby Flood Claims42 (1978–2024)
Claims Outside the SFHA13 of 42
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TRAPPE
serves 1,200 people · EPA ID MD0200007
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

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