Talbot County property record for 110 E Chestnut St, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,270 sqft · built 1860 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,710 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-064030 |
| Primary APN | 02-064030 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 064030 |
|---|---|
| Street Address | 110 E CHESTNUT ST |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70X120 S/S CHESTNUT ST ST MICHAELS |
| Legal Subdivision | BLADES CHARKES S ESTATE |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 960700 |
Source: Talbot County records · APN 02-064030
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 E CHESTNUT ST, SAINT MICHAELS, MD 21663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 19, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2004 |
| Deed Sale | Apr 13, 2004 |
| Prior Sale | May 31, 1995 · Amount on Record |
| Deed Document Number | 200440576 |
| Deed Book / Page | 1237 / 465 |
| Last Transfer Date | May 18, 2022 |
| Transfer Doc | 0029770214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 110 E CHESTNUT ST, ST MICHAELS, MD 21663 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 110 E CHESTNUT ST, SAINT MICHAELS, MD 21663 |
| Document Number | 0032310272 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 3231/272 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | May 19, 2022 |
| Property Address | 110 E CHESTNUT ST, ST MICHAELS, MD 21663 |
| Document Number | 0029770214 |
| Book / Page | 2977 / 214 |
| Instrument Date | May 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 E CHESTNUT ST, SAINT MICHAELS, MD 21663 |
Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | St. Michaels Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,500 (+10.41%) | $842,100 (+31.23%) Land $501,200 Building $340,900 | |
| 2025 | $2,710.00 (+4.71%) Homeowner's exemption | $641,700 (+5.46%) Land $383,300 Building $258,400 | $641,700 (-) Land $383,300 Building $258,400 |
| 2023 | $2,588.00 Homeowner's exemption | $608,500 | $641,700 Land $383,300 Building $258,400 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TRAPPE serves 1,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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