106 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 106 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,135 sqft · built 1830
Lot Size	0.227 acres (9,886 sqft)
Owner	2 Company Names on Record
Last Sale	$1,225,000 (Jun 2026)
Tax Bill	$7,438 (2026)
Deeds & Mortgages	Jun 2026 Sale May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-063913`

Property Details

APN / Parcel Number

Primary APN	`02-063913`
Alternative APNs	`2063913` `063913`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,135 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,886 sqft (0.227 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	063913
Street Address	106 E CHESTNUT ST
City	SAINT MICHAELS
State	MD
Zip	21663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 0.227 AC S/S CHESTNUT ST ST MICHAELS
Legal Subdivision	ST MICHAELS
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2021
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	318 S FAIRFAX ST, ALEXANDRIA, VA 22314-3808
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer EASTERN SHORE TITLE
May 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 17, 2026	Intrafamily Transfer, Transfer
Apr 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage PROVIDENT STATE BANK INC
Aug 15, 2019	Grant Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Book / Page	3274 / 266
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0032440004
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 11, 2026
Property Address	106 E CHESTNUT ST, SAINT MICHAELS, MD 21663
Document Number	3274000266
Book / Page	3274 / 266
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	EASTERN SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$123,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	318 S FAIRFAX ST, ALEXANDRIA, VA 22314-3808

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	May 22, 2026
Property Address	106 E CHESTNUT ST, SAINT MICHAELS, MD 21663
Document Number	3268000368
Book / Page	3268 / 368
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Feb 17, 2026
Property Address	106 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0032440004
Book / Page	3244 / 4
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 707, ST MICHAELS, MD 21663-0707

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	106 E CHESTNUT ST, ST MICHAELS, MD 21663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EASTERN SHORE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025270047
Date	Apr 9, 2018
Book Page	2527/047

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 15, 2019
Property Address	106 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0026330452
Book / Page	002633 / 000452
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$582.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E CHESTNUT ST ST MICHAELS MD 21663, ST MICHAELS, MD 21663

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,438.00 (+3.15%)	$750,700 (+10.74%)	$890,700 (+31.39%) Land $515,900 Building $374,800
2025	$7,211.00 (+5.19%) Homeowner's exemption	$677,900 (+12.04%) Land $392,400 Building $285,500	$677,900 (-) Land $392,400 Building $285,500
2023	$6,855.00 Homeowner's exemption	$605,033	$677,900 Land $392,400 Building $285,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured incl. 8 condo units
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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