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103 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 103 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property TypeOffice Building
Details1,508 sqft · built 1964
Lot Size0.147 acres (6,425 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (May 2021)
Tax Bill$4,331 (2025)
Deeds & MortgagesMay 2021 Sale
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN02-064642

Property Details

APN / Parcel Number

Primary APN02-064642
Alternative APNs
  • 2064642
  • 064642

Interior

Stories1 Story
Building Area1,508 sqft Total Area
1st Floor Area1,508 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Veneer
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,425 sqft (0.147 acres)
Lot Dimensions120 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling SystemPackage A/C
SewerConnected

Location & Zoning

Account Number064642
Street Address103 E CHESTNUT ST
CitySAINT MICHAELS
StateMD
Zip21663
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLOT 28 - 6,425 SF CHESTNUT STREET ST MICHAELS
Legal Lot Number28
JurisdictionTALBOT MD
Township / Civil Division2, ST. MICHAELS
Census Block Group2
Census Block2043
Census Tract960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Michaels Historic District
listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10901 EQUESTRIAN CT, RESTON, VA 20190-5405
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed, Transfer
EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY
Aug 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Deed Book / Page2847 / 76
Prior Transfer DateAug 3, 2020
Prior Transfer Doc0027330035
Record UpdatedSep 20, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionTALBOT MD
Recording DateMay 14, 2021
Property Address103 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number0028470076
Book / Page2847 / 76
Map ReferenceMB MAS 81 PG 639
Instrument DateMay 11, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2021
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10901 EQUESTRIAN CT, RESTON, VA 20190-5405

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTALBOT MD
Recording DateAug 6, 2020
Property Address103 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number0027330035
Book / Page002733 / 000035
Instrument DateAug 3, 2020
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 326 ST MICHAELS MD 216630326, ST MICHAELS, MD 21663-0326

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalitySt. Michaels Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$828,567 (+138.51%)$834,700 (+140.27%) Land $294,600 Building $540,100
2025$4,331.00 (+16.64%)$347,400 (+12.11%) Land $256,900 Building $90,500$347,400 (-) Land $256,900 Building $90,500
2023$3,713.00$309,867$347,400 Land $256,900 Building $90,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies140 units insured
incl. 8 condo units
Nearby Flood Claims42 (1978–2024)
Claims Outside the SFHA13 of 42
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TRAPPE
serves 1,200 people · EPA ID MD0200007
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

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