Cleveland County property record for 108 Borders Rd, Shelby, NC 28152
| Property Type | Duplex |
|---|---|
| Details | 1,788 sqft · built 1971 |
| Lot Size | 0.433 acres (18,900 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,807 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28292 |
| Primary APN | 28292 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,788 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 18,900 sqft (0.433 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 322 sqft |
| Carport | Carport |
| Carport Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Storage Building | 42 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 20025101 |
|---|---|
| Street Address | 108 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0917 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R20 |
| Legal Description | #29-32 BLK C ROBERTS HGHT |
| Legal Subdivision | ROBERTS HGHT |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950701 |
108 Borders Rd, a duplex, is owned by a company.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 339, SHELBY, NC 28151-0339 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 108 Borders Rd was $1,807, up 5.3% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,807.00 (+5.3%) | $172,500 (-) Land $16,500 Building $156,000 | $172,500 (-) Land $16,500 Building $156,000 |
| 2025 | $1,716.00 | $172,500 Land $16,500 Building $156,000 | $172,500 Land $16,500 Building $156,000 |
| 2023 | $155,506 Land $14,850 Building $140,656 | $155,506 Land $14,850 Building $140,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Borders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 108 Borders Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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