Cleveland County property record for 107 Borders Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,859 sqft · built 1963 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,935 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 71563 |
| Primary APN | 71563 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,859 sqft Finished Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 19,000 sqft (0.436 acres) |
| Lot Dimensions | 190 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 238 sqft |
| Carport | Carport |
| Carport Area | 238 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 310 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1290556 |
|---|---|
| Street Address | 107 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT BORDERS RD 2047 |
| Legal Subdivision | ROBERTS PROPERTY |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950701 |
107 Borders Rd is owned and occupied by an individual who acquired it in January 2013.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 BORDERS RD, SHELBY, NC 28152-0917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2013 |
| Transfer Doc | 0016492111 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 107 Borders Rd was $1,935, up 2.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,935.00 (+2.16%) | $190,441 (-) Land $16,500 Building $173,941 | $190,441 (-) Land $16,500 Building $173,941 |
| 2025 | $1,894.00 | $190,441 Land $16,500 Building $173,941 | $190,441 Land $16,500 Building $173,941 |
| 2023 | $116,275 Land $14,850 Building $101,425 | $116,275 Land $14,850 Building $101,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Borders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 Borders Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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