Cleveland County property record for 110 Borders Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,073 sqft · built 1984 |
| Lot Size | 3.53 acres (153,767 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,540 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28301 |
| Primary APN | 28301 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,073 sqft Finished Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 153,767 sqft (3.53 acres) |
| Lot Dimensions | 394 ft deep x 356 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 678 sqft |
| Deck Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1218917 |
|---|---|
| Street Address | 110 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 3.53 AC ROBERTS |
| Legal Subdivision | ROBERT HEIGHTS SUBDIVISION |
| Legal Block | C |
| Legal Lot Number | 13 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950701 |
110 Borders Rd is owned and occupied by an individual who acquired it in July 2005.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 BORDERS RD, SHELBY, NC 28152-0917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Nov 28, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2005 |
| Transfer Doc | 0014580502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 110 BORDERS RD, SHELBY, NC 28152-0917 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018751320 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 1875/1320 |
| Instrument | 200074331 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 110 BORDERS RD, SHELBY, NC 28152-0917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017560092 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 1756/0092 |
| Instrument | 200007509 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2026 property tax bill for 110 Borders Rd was $2,540, up 1.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,540.00 (+1.48%) | $251,571 (-) Land $47,137 Building $204,434 | $251,571 (-) Land $47,137 Building $204,434 |
| 2025 | $2,503.00 | $251,571 Land $47,137 Building $204,434 | $251,571 Land $47,137 Building $204,434 |
| 2023 | $179,487 Land $61,864 Building $117,623 | $179,487 Land $61,864 Building $117,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Borders Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 110 Borders Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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