113 Borders Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 113 Borders Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,695 sqft · built 1948
Lot Size	0.754 acres (32,860 sqft)
Owner	Individual Name on Record
Tax Bill	$2,344 (2026)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22286`

Property Details

APN / Parcel Number

Primary APN	`22286`
Alternative APNs	`1215552` `1347597`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,695 sqft Finished Area
Attic	Attic
Attic Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	32,860 sqft (0.754 acres)
Lot Dimensions	265 ft deep x 124 ft wide
Garage Type	Carport
Garage Area	612 sqft
Carport	Carport
Carport Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	676 sqft
Porch	Slab
Deck Area	Deck Area
Lean-To	140 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1347597
Street Address	113 BORDERS RD
City	SHELBY
State	NC
Zip	28152-0917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#1 PB24-33 BORDERS RD
Legal Tract	1
Legal Block	1
Legal Lot Number	17
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3008
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 BORDERS RD, SHELBY, NC 28152-0917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 22, 2022
Transfer Doc	0018710959
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Apr 27, 2022
Property Address	113 BORDERS RD, SHELBY, NC 28152-0917
Document Number	0018710959
Book / Page	1871 / 959
Map Reference	MB 24 PG 33
Instrument Date	Apr 22, 2022
Instrument	200071987
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 BORDERS RD, SHELBY, NC 28152-0917

Mortgage

Document Number	0001871963
Date	Apr 27, 2022
Instrument	1871/963

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,344.00 (+1.65%)	$231,760 (-) Land $21,390 Building $210,370	$231,760 (-) Land $21,390 Building $210,370
2025	$2,306.00	$231,760 (+254.45%) Land $21,390 Building $210,370	$231,760 (+254.45%) Land $21,390 Building $210,370
2023		$65,385 Land $19,251 Building $46,134	$65,385 Land $19,251 Building $46,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20