Cleveland County property record for 104 Borders Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,334 sqft · built 1968 |
| Lot Size | 0.67 acres (29,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,000 (Nov 2021) |
| Tax Bill | $890 (2026) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28294 |
| Primary APN | 28294 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,334 sqft Finished Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 29,223 sqft (0.67 acres) |
| Lot Dimensions | 191 ft deep x 153 ft wide |
| Garage Type | Carport |
| Garage Area | 273 sqft |
| Carport | Carport |
| Carport Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 144 sqft |
| Storage Building | 104 sqft |
| Heating System | Radiant |
|---|
| Account Number | 1343604 |
|---|---|
| Street Address | 104 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #17-22 & PT 23 BLK C PB10 |
| Legal Subdivision | ROBERTS HTS |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950701 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 BORDERS RD, SHELBY, NC 28152-0917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Intrafamily Transfer, Transfer |
| Nov 15, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Deed Document Number | 2021200064257 |
| Deed Book / Page | 1857 / 1390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 15, 2021 |
| Property Address | 104 BORDERS RD, SHELBY, NC 28152-0917 |
| Document Number | 0018571465 |
| Book / Page | 1857 / 1465 |
| Map Reference | MB 10 PG 57 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 200064274 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 BORDERS RD, 104, SHELBY, NC 28152-0917 |
| Name | Verified Name |
|---|---|
| Address | 1413 W ZION CHURCH RD, SHELBY, NC 28150-8619 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 15, 2021 |
| Property Address | 104 BORDERS RD, SHELBY, NC 28152-0917 |
| Document Number | 0018571390 |
| Book / Page | 1857 / 1390 |
| Map Reference | MB 10 PG 57 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 200064257 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1413 W ZION CHURCH RD, 1413, SHELBY, NC 28150-8619 |
| Name | Verified Name |
|---|---|
| Address | 104 BORDERS RD, SHELBY, NC 28152-0917 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890.00 (+2.42%) | $174,744 (-) Land $25,474 Building $149,270 | $174,744 (-) Land $25,474 Building $149,270 |
| 2025 | $869.00 Disabled Person's exemption | $174,744 (+64.26%) Land $25,474 Building $149,270 | $174,744 (+64.26%) Land $25,474 Building $149,270 |
| 2023 | $106,384 Land $22,927 Building $83,457 | $106,384 Land $22,927 Building $83,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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