Flagler County property record for 111 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,048 sqft Heated Area |
| Lot Size | 16,509 sqft (0.378 acres) |
| Pool | Pool, Enclosed |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2021) |
| Tax Bill | $4,499.00 (2025) |
| Primary APN | 03-13-31-5120-1C020-1110 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,048 sqft Heated Area |
| Gross Area | 2,732 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,509 sqft (0.378 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 320 sqft Driveway |
| Pool Type | Pool, Enclosed Pool Type |
| Pool Area | 312 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 111 BAY LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9264 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 111 OR 677 PG 938 OR 2223/121-DC OR 2223/123 OR 2334/1390 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Lot Number | 111 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-1110
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 111 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2022 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO |
| Jun 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage JFK FINANCIAL INC |
| Aug 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2021 · Amount on Record |
| Deed Sale | Jun 01, 2021 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Doc Number | 2021029976 |
| Deed Book / Page | 2568 / 546 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 111 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0027190946 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 2719/946 |
| Instrument | 2022044508 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | BARWICK, GA 31720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 01, 2021 |
| Property Address | 111 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0025680546 |
| Book / Page | 2568 / 546 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021029976 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1184 MAHONEY AVE # 1092, 1184, LOGANDALE, NV 89021-0020 |
| Name | Verified Name |
|---|---|
| Address | 111 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 2568547 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2568/547 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 11, 2019 |
| Property Address | 111 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0023341390 |
| Book / Page | 2334 / 1390 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | Feb 05, 2019 |
| Instrument | 2019004729 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,221.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 KINGSTON DR, 406, DOUGLASSVILLE, PA 19518-8724 |
| Name | Verified Name |
|---|---|
| Address | 5321 RIZARI CT, LAS VEGAS, NV 89130-1901 |
| Document Number | 2019004730 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019004730 |
| Name | JFK FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 08, 2017 |
| Property Address | 111 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 0022230123 |
| Book / Page | 2223 / 0123 |
| Map Reference | MB31 PG25&26 |
| Instrument Date | Aug 07, 2017 |
| Instrument | 2017027807 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,967.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 LANDING BLVD UNIT 101, 445, PALM COAST, FL 32164-2405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 111 BAY LAKE DR, ORMOND BEACH, FL 32174-9264 |
| Document Number | 2017027808 |
|---|---|
| Date | Aug 08, 2017 |
| Instrument | 2017027808 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,499.00 (-4.24%) Homeowner's exemption Disabled Person's exemption | $365,369 (+5.99%) | $371,127 (+0.82%) Land $59,000 Building $312,127 |
| 2023 | $4,698.00 (+5.55%) Homeowner's exemption Disabled Person's exemption | $344,730 (+3%) | $368,096 (+9.98%) Land $59,000 Building $309,096 |
| 2022 | $4,451.00 Homeowner's exemption Disabled Person's exemption | $334,689 Land $59,000 Building $275,689 | $334,689 Land $59,000 Building $275,689 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures