108 3rd St, Turners Falls, MA 01376 Property Records

Franklin County and Montague Town property record for 108 3rd St, Turners Falls, MA 01376

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,400 sqft · built 1900
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2025)
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Refinance + 4 more
APN	`MONT M:0004 B:0000 L:132`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0004 B:0000 L:132`
Alternative APN	`MTGU M:0004 B:0000 L:132`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	4,301 sqft
Basement Area	1,009 sqft
Unfinished Basement	1,009 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,311 sqft (0.076 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 3RD ST
City	TURNERS FALLS
State	MA
Zip	01376-1319
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CB
Legal Lot Number	132
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	2
Census Block	2011
Census Tract	40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Turner Falls Historic District listed 1982 · 260 contributing resources · NRIS 82004966

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 3rd St, a triplex, is owned by an individual who bought it in August 2025.

Source: Franklin County and Montague Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	79 2ND ST, TURNERS FALLS, MA 01376-1397
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE SAVINGS BANK
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance VICTORY ACQUISITIONS
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VICTORY ACQUISITIONS
Aug 22, 2025	Quit Claim Deed, Transfer DELLA RIPA REAL ESTATE
Oct 30, 2024	Foreclosure
May 9, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DELLA RIPA REAL ESTATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Oct 30, 2024 · Amount on File
Deed Document Number	20257489
Deed Book / Page	8524 / 260
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Recording Date	Aug 3, 2026
Property Address	108 3RD ST, TURNERS FALLS, MA 01376-1319
Document Number	0000006888
Book / Page	8681 / 174
Instrument Date	Jul 29, 2026
Instrument	20266888
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006888,
Date	Aug 3, 2026
Book Page	8681/174
Instrument	20266888

Lender

Name	FLORENCE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	108 3RD ST, TURNERS FALLS, MA 01376-1319
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008208-84
Date	Aug 22, 2023
Book Page	8208/84
Instrument	7145

Lender

Name	VICTORY ACQUISITIONS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	108 3RD ST, TURNERS FALLS, MA 01376-1319
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008293-132
Date	Mar 22, 2024
Book Page	8293/132
Instrument	2261

Lender

Name	VICTORY ACQUISITIONS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTAGUE MA
Recording Date	Aug 22, 2025
Property Address	108 3RD ST, TURNERS FALLS, MA 01376-1319
Document Number	008524-260
Book / Page	8524 / 260
Instrument Date	Aug 22, 2025
Instrument	7489
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 2ND ST APT 2ND, TURNERS FALLS, MA 01376-1397

Mortgage

Document Number	0000007490
Date	Aug 22, 2025
Instrument	7490

Lender

Name	DELLA RIPA REAL ESTATE

Agreement

Amount	Amount on Record
Term	37 Months
Due	Sep 1, 2028

October 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTAGUE MA
Recording Date	Oct 30, 2024
Property Address	108 3RD ST, TURNERS FALLS, MA 01376-1319
Document Number	008394-127
Book / Page	8394 / 127
Instrument Date	Oct 23, 2024
Instrument	10018
Transaction Type	Foreclosure
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 PARK AVE, WEST SPRINGFIELD, MA 01089-3386

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTAGUE MA
Recording Date	May 9, 2022
Property Address	108 3RD ST, TURNERS FALLS, MA 01376-1319
Document Number	007995-266
Book / Page	7995 / 266
Instrument Date	May 6, 2022
Instrument	5092
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 KINGS HWY, WEST SPRINGFIELD, MA 01089-2574
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005093
Date	May 9, 2022
Instrument	5093

Lender

Name	DELLA RIPA REAL ESTATE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 3rd St was $2,139, up 21.4% from the year before.

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,139.00 (+21.4%)	$140,600 (+25.31%) Land $51,000 Building $89,600
2024	$1,762.00 (-38.31%)	$112,200 (-38.52%) Land $51,000 Building $61,200
2023	$2,856.00	$182,500 Land $51,000 Building $131,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 108 3rd St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TURNERS FALLS WATER DEPT serves 8,080 people · EPA ID MA1192000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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