104 3rd St, Turners Falls, MA 01376 Property Records

Franklin County and Montague Town property record for 104 3rd St, Turners Falls, MA 01376

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,650 sqft · built 1900
Lot Size	0.063 acres (2,744 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2025)
Tax Bill	$2,569 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance
APN	`MONT M:0004 B:0000 L:133`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0004 B:0000 L:133`
Alternative APN	`MTGU M:0004 B:0000 L:133`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,730 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	2,744 sqft (0.063 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	104 3RD ST
City	TURNERS FALLS
State	MA
Zip	01376-1319
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CB
Legal Lot Number	133
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	2
Census Block	2011
Census Tract	40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Turner Falls Historic District listed 1982 · 260 contributing resources · NRIS 82004966

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 3rd St, a duplex, is owned by two individuals who bought it in July 2025.

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 2ND ST, TURNERS FALLS, MA 01376-1397
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Dec 6, 2013
Deed Book / Page	8505 / 83
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTAGUE MA
Recording Date	Jul 17, 2025
Property Address	104 3RD ST, TURNERS FALLS, MA 01376-1319
Document Number	0008505-83
Book / Page	8505 / 83
Instrument Date	Jul 17, 2025
Instrument	6147
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79 2ND ST APT 2ND, TURNERS FALLS, MA 01376-1397

Mortgage

Document Number	0000006148
Date	Jul 17, 2025
Instrument	6148

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2035
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 104 3rd St was $2,569, up 4.3% from the year before.

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,569.00 (+4.35%)	$168,900 (+7.72%) Land $49,500 Building $119,400	$184,589
2024	$2,462.00 (+6.35%)	$156,800 (+6.02%) Land $49,500 Building $107,300
2023	$2,315.00	$147,900 Land $49,500 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 104 3rd St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TURNERS FALLS WATER DEPT serves 8,080 people · EPA ID MA1192000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

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