108 3rd Ave, Montgomery, IL 60538 Property Records

Kane County property record for 108 3rd Ave, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,040 sqft · built 1976
Lot Size	0.343 acres (14,960 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,127 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-33-352-011`

Property Details

APN / Parcel Number

Primary APN	`15-33-352-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Frame
Lot Area	14,960 sqft (0.343 acres)
Lot Dimensions	116 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	108 3RD AVE
City	MONTGOMERY
State	IL
Zip	60538-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUY T MOORE SUBDN LOT 5 LOT DIMENSIONS: 128.49 X 116.43 APPROX LOT SQ FT 14960 SUBDIVISION: 1ST AV & CATHERINE LN RANGE CODE: 001
Legal Subdivision	1ST AV&CATHERINE LN
Legal Block	3
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3025
Census Tract	854002

Owner

108 3rd Ave is owned and occupied by two individuals who acquired it in May 2013.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 3RD AVE, MONTGOMERY, IL 60538-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2013
Deed Sale	May 6, 2013
Prior Sale	Sep 10, 2008 · Amount on File
Deed Document Number	201333087
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	0000033087
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	108 3RD AVE, MONTGOMERY, IL 60538-1606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010945
Date	Mar 21, 2019
Instrument	2019K010945

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 108 3rd Ave was $5,127 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,127.00 Homeowner's exemption	$85,275 (+9.39%) Land $19,754 Building $65,521	$255,927 (+9.39%) Land $59,286 Building $196,642
2024		$77,955 Land $18,058 Building $59,897	$233,959 Land $54,196 Building $179,763
2022	$4,633.00 (-0.94%) Homeowner's exemption	$63,552 (+1.85%) Land $14,722 Building $48,830	$190,656 (+1.85%) Land $44,166 Building $146,490
2021	$4,677.00 Homeowner's exemption	$62,395 Land $13,706 Building $48,689	$187,185 Land $41,118 Building $146,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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