100 3rd Ave, Montgomery, IL 60538 Property Records

Kane County property record for 100 3rd Ave, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,712 sqft · built 1963
Lot Size	0.349 acres (15,194 sqft)
Owner	2 Individual Names on File
Last Sale	$124,500 (Jun 1997)
Tax Bill	$5,947 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-33-352-007`

Property Details

APN / Parcel Number

Primary APN	`15-33-352-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	3,381 sqft
Basement Area	1,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	15,194 sqft (0.349 acres)
Lot Dimensions	127 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	100 3RD AVE
City	MONTGOMERY
State	IL
Zip	60538-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUY T MOORE SUBDN : LOT 1 LOT DIMENSIONS: 119.02 X 127.66 APPROX LOT SQ FT 15194 SUBDIVISION: 1ST AV & CATHERINE LN RANGE CODE: 001
Legal Subdivision	1ST AV&CATHERINE LN
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3025
Census Tract	854002

Owner

100 3rd Ave is owned and occupied by two individuals who bought it in June 1997.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 3RD AVE, MONTGOMERY, IL 60538-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 1997 · Amount on File
Deed Sale	Jun 17, 1997 · Amount on File
Deed Document Number	199739232
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 5, 2023
Property Address	100 3RD AVE, MONTGOMERY, IL 60538-1606
Document Number	0000010570
Instrument Date	Mar 17, 2023
Instrument	2023K010570
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7407 OLD CLEVELAND PIKE, CHATTANOOGA, TN 37421-1085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 FELLEMORE LN, MONTGOMERY, IL 60538-1607

Mortgage

Document Number	0000010571
Date	Apr 5, 2023
Instrument	2023K010571

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	100 3RD AVE, MONTGOMERY, IL 60538-1606
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036798
Date	Jul 18, 2022
Instrument	2022K036798

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 100 3rd Ave was $5,947 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,947.00 Homeowner's exemption	$97,620 (+9.39%) Land $19,754 Building $77,866	$292,977 (+9.39%) Land $59,286 Building $233,691
2024		$89,240 Land $18,058 Building $71,182	$267,827 Land $54,196 Building $213,631
2022	$5,374.00 (-8.99%) Homeowner's exemption	$72,752 (-5.77%) Land $14,722 Building $58,030	$218,256 (-5.77%) Land $44,166 Building $174,090
2021	$5,905.00 Homeowner's exemption	$77,205 Land $13,706 Building $63,499	$231,615 Land $41,118 Building $190,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 3rd Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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