103 3rd Ave, Montgomery, IL 60538 Property Records

Kane County property record for 103 3rd Ave, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,796 sqft · built 1960
Lot Size	0.346 acres (15,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,500 (Jan 2019)
Tax Bill	$5,502 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-33-353-006`

Property Details

APN / Parcel Number

Primary APN	`15-33-353-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,796 sqft
Basement Area	240 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,057 sqft (0.346 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 3RD AVE
City	MONTGOMERY
State	IL
Zip	60538-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 FRANKLIN M STARKS PLAT
Legal Subdivision	7 CATHERINE WATKINS ADDN
Legal Block	3
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3024
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 3RD AVE, MONTGOMERY, IL 60538-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Jan 2, 2019	Warranty Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Feb 2, 2010 · Amount on Record
Deed Document Number	201951
Prior Transfer Date	Nov 21, 1997
Prior Transfer Doc	0000080508
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	103 3RD AVE, MONTGOMERY, IL 60538-1605
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024889
Date	May 9, 2022
Instrument	2022K024889

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	103 3RD AVE, MONTGOMERY, IL 60538-1605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041088
Date	Sep 6, 2019
Instrument	2019K041088

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 2, 2019
Property Address	103 3RD AVE, MONTGOMERY, IL 60538-1605
Document Number	0000000051
Instrument Date	Dec 11, 2018
Instrument	2019K000051
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 3RD AVE, MONTGOMERY, IL 60538-1605

Mortgage

Document Number	0000000052
Date	Jan 2, 2019
Instrument	2019K000052

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,502.00 (+10.66%) Homeowner's exemption	$90,924 (+9.39%) Land $19,754 Building $71,170	$272,881 (+9.39%) Land $59,286 Building $213,595
2024		$83,119 (+22.66%) Land $18,058 Building $65,061	$249,457 (+22.71%) Land $54,196 Building $195,261
2022	$4,972.00 (+5.03%) Homeowner's exemption	$67,762 (+7.41%) Land $14,722 Building $53,040	$203,286 (+7.41%) Land $44,166 Building $159,120
2021	$4,734.00 Homeowner's exemption	$63,087 Land $13,706 Building $49,381	$189,261 Land $41,118 Building $148,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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