1078 Graystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1078 Graystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,864 sqft · built 2017
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$317,500 (Aug 2022)
Tax Bill	$6,350 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-309-006`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-309-006`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,864 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1078 GRAYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 54, COBBLESTONE NO. 3 SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE #3
Legal Lot Number	54
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2003
Census Tract	32200

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1078 GRAYSTONE RD, HOLLAND, MI 49423-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Dec 6, 2016 · Amount on Record
Deed Document Number	202215640
Deed Book / Page	4787 / 185
Prior Transfer Date	Aug 14, 2006
Prior Transfer Doc	3029/004
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 10, 2022
Property Address	1078 GRAYSTONE RD, HOLLAND, MI 49423-8860
Document Number	004787/185
Book / Page	4787 / 185
Map Reference	LB 15 PG 84
Instrument Date	Aug 5, 2022
Instrument	2022015640
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,381.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1078 GRAYSTONE RD, 1078, HOLLAND, MI 49423-8860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 GRAYSTONE RD, HOLLAND, MI 49423-8860

Mortgage

Document Number	0004787188
Date	Aug 10, 2022
Instrument	4787-188

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1078 GRAYSTONE RD, HOLLAND, MI 49423-8860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4153/404
Date	Jun 28, 2017
Book Page	4153/404

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,000 (+8.71%) Land $23,400 Building $147,600	$342,000 (+8.71%) Land $46,800 Building $295,200
2025	$6,350.00 (+2.88%) Homeowner's exemption	$157,300 (+17.92%) Land $20,600 Building $136,700	$314,600 (+17.92%) Land $41,200 Building $273,400
2024	$6,172.00
2023		$133,400 Land $17,900 Building $115,500	$266,800 Land $35,800 Building $231,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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