1074 Graystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1074 Graystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,342 sqft · built 2018
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,921 (Apr 2018)
Tax Bill	$7,666 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-309-005`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-309-005`
Alternative APN	`03-53-02-06-309-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,342 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1074 GRAYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 53, COBBLESTONE NO. 3 SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE #2
Legal Lot Number	53
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2003
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1074 GRAYSTONE RD, HOLLAND, MI 49423-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Apr 24, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK
Apr 24, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Dec 6, 2016 · Amount on Record
Deed Book / Page	4239 / 703
Prior Transfer Date	Aug 14, 2006
Prior Transfer Doc	3029/004
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1074 GRAYSTONE RD, HOLLAND, MI 49423-8860
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004201/567
Date	Dec 4, 2017
Book Page	4201/567
Instrument	4201-567

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 24, 2018
Property Address	1074 GRAYSTONE RD, HOLLAND, MI 49423-8860
Document Number	004239/703
Book / Page	4239 / 703
Map Reference	LB15 PG84
Instrument Date	Apr 13, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGEN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,691.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 S RIVER AVE STE 100, 148, HOLLAND, MI 49423-2871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 GRAYSTONE RD, HOLLAND, MI 49423-8860

Mortgage

Document Number	0004239705
Date	Apr 24, 2018
Instrument	4239/705

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 24, 2018
Property Address	1074 GRAYSTONE RD, HOLLAND, MI 49423-8860
Document Number	004239/703
Book / Page	4239 / 703
Map Reference	LB15 PG84
Instrument Date	Apr 13, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGEN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,691.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 S RIVER AVE STE 100, 148, HOLLAND, MI 49423-2871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 GRAYSTONE RD, HOLLAND, MI 49423-8860

Mortgage

Document Number	0004239705
Date	Apr 24, 2018
Instrument	4239/705

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,800 (+8.13%) Land $23,400 Building $201,400	$449,600 (+8.13%) Land $46,800 Building $402,800
2025	$7,666.00 (+2.89%) Homeowner's exemption	$207,900 (+18.19%) Land $20,600 Building $187,300	$415,800 (+18.19%) Land $41,200 Building $374,600
2024	$7,451.00
2023		$175,900 Land $17,900 Building $158,000	$351,800 Land $35,800 Building $316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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