1073 Graystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1073 Graystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,944 sqft · built 2014
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jul 2014)
Tax Bill	$7,084 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-310-008`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-310-008`
Alternative APN	`03-53-02-06-310-008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,944 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1073 GRAYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 79, COBBLESTONE NO. 3 SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE 3
Legal Lot Number	79
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1073 GRAYSTONE RD, HOLLAND, MI 49423-8861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Book / Page	3853 / 827
Last Transfer Date	May 21, 2021
Transfer Doc	004627/668
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1073 GRAYSTONE RD, HOLLAND, MI 49423-8861
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004458/162
Date	May 1, 2020
Book Page	4458/162

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 3, 2021
Property Address	1073 GRAYSTONE RD, HOLLAND, MI 49423-8861
Document Number	004627/668
Book / Page	4627 / 668
Map Reference	LB 15 PG 84
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	368 BEACON CIRCLE, 368, DAVISON, MI 48423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 GRAYSTONE RD, HOLLAND, MI 49423-8861

Mortgage

Document Number	0004627671
Date	Jun 3, 2021
Instrument	4627/671

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Min Rate At Change	3%
Max Rate At Change	7.87%
Margin	3
Max Rate	7.87%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,900 (+7.8%) Land $23,400 Building $236,500	$519,800 (+7.8%) Land $46,800 Building $473,000
2025	$7,084.00 (+2.89%) Homeowner's exemption	$241,100 (+18.59%) Land $20,600 Building $220,500	$482,200 (+18.59%) Land $41,200 Building $441,000
2024	$6,885.00
2023		$203,300 Land $17,900 Building $185,400	$406,600 Land $35,800 Building $370,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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