1069 Graystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1069 Graystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,068 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$49,500 (Oct 2003)
Tax Bill	$5,316 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-310-007`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-310-007`
Alternative APN	`03-53-02-06-310-007`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,068 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1069 GRAYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 38, COBBLESTONE NO. 2 SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE 2
Legal Lot Number	38
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1069 GRAYSTONE RD, HOLLAND, MI 49423-8863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Apr 13, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2003 · Amount on Record
Deed Sale	Oct 29, 2003 · Amount on Record
Deed Book / Page	2581 / 653
Last Transfer Date	Apr 5, 2018
Transfer Doc	004237/196
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	May 13, 2026
Property Address	1069 GRAYSTONE RD, HOLLAND, MI 49423-8863
Document Number	0000007932
Book / Page	5137 / 449
Instrument Date	May 6, 2026
Instrument	20267932
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 WASHINGTON AVE, HOLLAND, MI 49423-5216

Mortgage

Document Number	0000007932,
Date	May 13, 2026
Book Page	5137/449
Instrument	20267932

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2036

Interest

Rate	6.37%
Max Rate	-1%

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 13, 2018
Property Address	1069 GRAYSTONE RD, HOLLAND, MI 49423-8863
Document Number	004237/196
Book / Page	4237 / 196
Map Reference	LB15 PG64
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1069 GRAYSTONE RD, 1069, HOLLAND, MI 49423-8863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 GRAYSTONE RD, HOLLAND, MI 49423-8863

Mortgage

Document Number	0004237200
Date	Apr 13, 2018
Instrument	4237/200

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,300 (+8.37%) Land $23,400 Building $210,900	$468,600 (+8.37%) Land $46,800 Building $421,800
2025	$5,316.00 (+2.88%) Homeowner's exemption	$216,200 (+18.08%) Land $20,600 Building $195,600	$432,400 (+18.08%) Land $41,200 Building $391,200
2024	$5,167.00
2023		$183,100 Land $17,900 Building $165,200	$366,200 Land $35,800 Building $330,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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