1088 Graystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1088 Graystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,921 sqft · built 2018
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Sep 2024)
Tax Bill	$9,370 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-309-012`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-309-012`
Alternative APN	`03-53-02-06-309-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,921 sqft Living Area
1st Floor Area	945 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1088 GRAYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 56, COBBLESTONE NO. 3 SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE #2
Legal Lot Number	56
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2003
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer
Mar 14, 2018	Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Jul 17, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	202414353
Deed Book / Page	4977 / 209
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	4404000810
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 23, 2023
Property Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860
Document Number	004866/299
Book / Page	4866 / 299
Map Reference	LB 15 PG 84
Instrument Date	Jun 16, 2023
Instrument	2023009105
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004228/198
Date	Mar 14, 2018
Book Page	4228/198

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 14, 2021
Property Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860
Document Number	004631/761
Book / Page	4631 / 761
Map Reference	LB 15 PG 84
Instrument Date	Jun 8, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,199.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1088 GRAYSTONE RD, 1088, HOLLAND, MI 49423-8860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860

Mortgage

Document Number	0004631764
Date	Jun 14, 2021
Instrument	4631/764

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 17, 2018
Property Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860
Document Number	4263/851
Book / Page	4263 / 851
Map Reference	LB15 PG84
Instrument Date	Jul 10, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Tax	$2,743.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 S RIVER AVE STE 100, 148, HOLLAND, MI 49423-2871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 GRAYSTONE RD, HOLLAND, MI 49423-8860

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,200 (+8.49%) Land $23,400 Building $207,800	$462,400 (+8.49%) Land $46,800 Building $415,600
2025	$9,370.00 (+16.47%) Homeowner's exemption	$213,100 (+18.06%) Land $20,600 Building $192,500	$426,200 (+18.06%) Land $41,200 Building $385,000
2024	$8,045.00
2023		$180,500 (+9%) Land $17,900 Building $162,600	$361,000 (+9%) Land $35,800 Building $325,200
2022	Homeowner's exemption	$165,600 Land $17,900 Building $147,700	$331,200 Land $35,800 Building $295,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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