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1066 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1066 Ardmore St, Saint Augustine, FL 32092 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,850 sqft · built 2002
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$136,100 (Nov 2002)
Tax Bill$1,683 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN028821-0180

Property Details

APN / Parcel Number

Primary APN028821-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,850 sqft Living Area
Gross Area2,250 sqft
1st Floor Area1,850 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area18 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1066 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 18 OR1851/1000
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT SAINT JOHNS PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number18
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-0180

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1066 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CREDIT UNION
Jun 06, 2019Loan Modification, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2002 · Amount on Record
Deed SaleNov 21, 2002 · Amount on Record
Deed Document Number200268728
Deed Book / Page1851 / 1000
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateApr 21, 2026
Property Address1066 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Document Number0000033564
Book / Page6347 / 949
Instrument DateApr 15, 2026
Instrument202633564
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1066 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
InvestorPossibly a Property Investor

Mortgage

Document Number0000033564,
DateApr 21, 2026
Book Page6347/949
Instrument202633564
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 01, 2036
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address1066 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3426
Document Number0047530783
Instrument DateJun 06, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1066 ARDMORE ST ST AUGUSTINE FL 320923426, ST AUGUSTINE, FL 32092-3426

Mortgage

Document Number0047530783
DateJul 03, 2019
Book Page004753/000783
Instrument47756
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJul 02, 2059
Interest
Rate4.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$142,701 (+2.7%)$294,823 (-2.36%) Land $70,000 Building $224,823
2025$1,683.00 (+15.91%) Homeowner's exemption$138,949 (+2.9%)$301,955 (-3.32%) Land $70,000 Building $231,955
2024$1,452.00 (+2.4%) Homeowner's exemption$135,033 (+3%)$312,326 (-4.19%) Land $80,000 Building $232,326
2023$1,418.00 (+4.11%) Homeowner's exemption$131,100 (+3%)$325,996 (+6.31%) Land $82,790 Building $243,206
2022$1,362.00 Homeowner's exemption$127,282$306,658 Land $73,920 Building $232,738

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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