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10746 Old Annapolis Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10746 Old Annapolis Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,367 sqft · built 2020
Lot Size1.74 acres (75,794 sqft)
OwnerIndividual Name on File
Last Sale$559,950 (Jan 2021)
Tax Bill$7,482 (2023)
Deeds & MortgagesJan 2022 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-588436

Property Details

APN / Parcel Number

Primary APN13-588436
Alternative APN
  • 588436

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,367 sqft Total Area
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area75,794 sqft (1.74 acres)
Garage TypeMixed
Garage Area1,024 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number588436
Street Address10746 OLD ANNAPOLIS RD
CityFREDERICK
StateMD
Zip21701-3346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SECTION 1 1.74 ACRES EADER'S ACRES
Legal SubdivisionEADERS ACRES SEC 1
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3000
Census Tract751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10746 Old Annapolis Rd is owned and occupied by an individual who bought it in January 2021.

Source: Frederick County records, as of September 25, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10746 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
CAKE MORTGAGE CORP
Jan 28, 2021Deed, Transfer · Conventional Mortgage
MILLENNIUM FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2021 · Amount on File
Deed SaleJan 28, 2021 · Amount on File
Prior SaleAug 11, 2003
Deed Document Number0000144988
Deed Book / Page14498 / 8
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10746 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346
Transaction TypeMortgage
Record UpdatedMar 15, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10746 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346

Mortgage

Document Number0156270330
DateJan 3, 2022
Book Page15627/330
Lender
NameCAKE MORTGAGE CORP
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 28, 2021
Property Address10746 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346
Document Number0144980008
Book / Page14498 / 8
Map ReferenceMB 103 PL 200
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCOLONY TITLE GROUP LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,999.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10746 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346
InvestorPossibly a Property Investor

Mortgage

Document Number1449813
DateJan 28, 2021
Instrument14498/13
Lender
NameMILLENNIUM FINANCIAL GROUP INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,482.00$630,933$766,600 Land $168,600 Building $598,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10746 Old Annapolis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10746 Old Annapolis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

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