Frederick County property record for 10708 Old Annapolis Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,376 sqft · built 1981 |
| Lot Size | 0.585 acres (25,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2021) |
| Tax Bill | $5,138 (2024) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-298149 |
| Primary APN | 13-298149 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 820 sqft |
| Finished Basement | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,500 sqft (0.585 acres) |
| Porch | Open Porch |
| Porch Area | 211 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 298149 |
|---|---|
| Street Address | 10708 OLD ANNAPOLIS RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 25,500 SQ. FT. N/S OLD ANNAPOLIS RD. NR MT. PLEASANT |
| Legal Lot Number | 25 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 13, MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10708 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 6, 2020 | Deed, Transfer · Commercial Mortgage THE MORTGAGE WAREHOUSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Aug 6, 2020 · Amount on Record |
| Deed Book / Page | 14761 / 94 |
| Transfer Doc | 0052430152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 12, 2021 |
| Property Address | 10708 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Document Number | 0147610094 |
| Book / Page | 14761 / 94 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10708 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Document Number | 0014761100 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 14761/100 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 6, 2020 |
| Property Address | 10708 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Document Number | 0139590352 |
| Book / Page | 13959 / 352 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | UNITED TITLE SERVICE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7656 KEMP LN, FREDERICK, MD 21702-2749 |
| Document Number | 0013959357 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 13959/357 |
| Name | THE MORTGAGE WAREHOUSE |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 1, 2021 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440,600 (+14.84%) Land $142,400 Building $298,200 | $440,600 (-) Land $142,400 Building $298,200 | |
| 2024 | $5,138.00 (+10.64%) | ||
| 2023 | $4,644.00 | $383,667 | $440,600 Land $142,400 Building $298,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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