10826 Old Annapolis Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10826 Old Annapolis Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,428 sqft · built 1967
Lot Size5 acres (217,800 sqft)
OwnerIndividual on Record
Last Sale$445,000 (Aug 2020)
Tax Bill$4,759 (2024)
Deeds & MortgagesDec 2023 Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-305595

Property Details

APN / Parcel Number

Primary APN13-305595
Alternative APN
  • 305595

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,428 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,352 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area240 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number305595
Street Address10826 OLD ANNAPOLIS RD
CityFREDERICK
StateMD
Zip21701-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description5 AC N/S OLD ANNAPOLIS RD NR MT. PLEASANT
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3000
Census Tract751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address10826 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Deed of Trust, Mortgage
MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Jan 20, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 7, 2020Deed, Transfer · FHA Mortgage
MICHIGAN MUTUAL INC
Jan 7, 2020Court-Ordered Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2020 · Amount on Record
Deed SaleAug 7, 2020 · Amount on Record
Prior SaleJan 7, 2020 · Amount on Record
Deed Book / Page13963 / 16
Prior Transfer DateMar 30, 2010
Prior Transfer Doc0077720443
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10826 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167050302
DateDec 18, 2023
Book Page16705/302
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10826 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10826 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344

Mortgage

Document Number0156690179
DateJan 20, 2022
Book Page15669/179
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 7, 2020
Property Address10826 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
Document Number0139630016
Book / Page13963 / 16
Instrument DateJul 22, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10826 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344

Mortgage

Document Number1396322
DateAug 7, 2020
Instrument13963/22
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

January 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionFREDERICK MD
Recording DateJan 7, 2020
Property Address10826 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
Document Number0134450145
Book / Page013445 / 000145
Instrument DateSep 18, 2019
Transaction TypeForeclosure
Record UpdatedJan 29, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3003 MANASSAS VA 201080908, MANASSAS, VA 20108-0908

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$520,000 (+29.5%) Land $188,200 Building $331,800$520,000 (-) Land $188,200 Building $331,800
2024$4,759.00 (+8.68%)
2023$4,379.00 Homeowner's exemption$401,533$520,000 Land $188,200 Building $331,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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