10802 Old Annapolis Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10802 Old Annapolis Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,238 sqft · built 1900
Lot Size10.5 acres (460,429 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Apr 2016)
Tax Bill$5,884 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-306532

Property Details

APN / Parcel Number

Primary APN13-306532
Alternative APN
  • 306532

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,238 sqft Living Area
Gross Area3,478 sqft
1st Floor Area2,278 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area460,429 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area424 sqft
Shed1 Shed
Shed Area576 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number306532
Street Address10802 OLD ANNAPOLIS RD
CityFREDERICK
StateMD
Zip21701-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 1 SECTION 1 10.573 ACRES EADERS ACRES
Legal SubdivisionEADERS ACRES
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3000
Census Tract751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10802 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 10, 2019Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2016 · Amount on Record
Deed SaleApr 12, 2016 · Amount on Record
Prior SaleMay 9, 2014 · Amount on Record
Deed Book / Page11077 / 409
Transfer Doc0045830001
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10802 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10802 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344

Mortgage

Document Number0147130335
DateMar 31, 2021
Book Page14713/335
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10802 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3344
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133890413
DateDec 10, 2019
Book Page13389/0413
Lender
NameFLAGSTAR BANK FSB
TypeBank
Address48058
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$492,133 (+7.62%)$561,800 (+22.85%) Land $323,500 Building $238,300
2025$5,884.00 (+9.31%)$457,300 (+19.41%) Land $244,500 Building $212,800$457,300 (-) Land $244,500 Building $212,800
2024$5,383.00 (+12.52%)
2023$4,784.00$382,967$457,300 Land $244,500 Building $212,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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