Frederick County property record for 10738 Old Annapolis Rd, Frederick, MD 21701
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3.5 ba · 6,948 sqft · built 1998 |
| Lot Size | 17.7 acres (774,061 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $899,000 (Feb 2021) |
| Tax Bill | $11,477 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-298165 |
| Primary APN | 13-298165 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,948 sqft Gross Area |
| 1st Floor Area | 3,598 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 774,061 sqft |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 3,000 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 298165 |
|---|---|
| Street Address | 10738 OLD ANNAPOLIS RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3346 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | A |
| Legal Description | LOT REMAINDER 17.77 N/S OLD ANNAPOLIS ROAD NEAR MOUNT PLEASANT |
| Legal Subdivision | SPRING RIDGE |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 13, MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10738 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage WOODSBORO BANK |
| Feb 16, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 21, 2020 | Deed of Trust, Construction Loan · Construction Mortgage WOODSBORO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on Record |
| Deed Sale | Feb 16, 2021 · Amount on Record |
| Prior Sale | Aug 25, 1997 · Amount on Record |
| Deed Book / Page | 14541 / 428 |
| Prior Transfer Date | Jul 9, 2013 |
| Prior Transfer Doc | 0096880004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10738 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0123350313 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 12335/0313 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10738 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0138240301 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 13824/301 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 16, 2021 |
| Property Address | 10738 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Document Number | 0145410428 |
| Book / Page | 14541 / 428 |
| Map Reference | MB 103 PG 200 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10738 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Document Number | 14541434 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 14541/434 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 21, 2020 |
| Property Address | 10738 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3346 |
| Document Number | 0141900440 |
| Book / Page | 014190 / 000440 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10738 OLD ANNAPOLIS RD FREDERICK MD 217013346, FREDERICK, MD 21701-3346 |
| Document Number | 141900440 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 014190/000440 |
| Name | WOODSBORO BK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 20, 2021 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,013,567 (+6.92%) | $1,144,700 (+20.75%) Land $264,500 Building $880,200 | |
| 2025 | $11,477.00 (+7.96%) | $948,000 (+14.91%) Land $167,600 Building $780,400 | $948,000 (-) Land $167,600 Building $780,400 |
| 2024 | $10,631.00 (+7.99%) | ||
| 2023 | $9,844.00 | $825,000 | $948,000 Land $167,600 Building $780,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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